Hi,
I’m Hal Merrill, and I created this website so that I could share my experiences with others.

I spent some long reaches of time in my life living on very little money. Sometimes it was by choice, other times it was not my choosing. But in the process I learned a whole lot about what it takes to get around and be a citizen in this country (the United States) without having tremendously excessive resources. I found that I was able to overcome obstacles I never thought I could.

What is really amazing is the fact that you can completely overcome most all of these obstacles and actually thrive in this environment. I will give you a few examples of awkward or seemingly dismal situations I found myself in, and how I was able to make life work in spite of them.

Life is good and we don’t really need a lot of money to enjoy it. In fact, sometimes money only complicates our lives because we don’t know how to deal with it.

Money is not evil, it is our relationship with it that creates the problems. Money is good, in that it can help you keep a roof over your head and food on the table.

What I want to share on this blog is how money is only a tool and that there are ways of doing a lot of things without it or with very little of it.

I hope you find the information here to be helpful. Feel free to comment on any of my posts or to contact me.

Happy living,

Hal Merrill